Tbilisi, Georgia<\/figcaption><\/figure>\nUnited States:<\/h3>\n
In the United States, card usage is prevalent across the country. From big cities like New York and Los Angeles to smaller towns, you’ll find that most places accept cards. However, it’s always a good idea to carry some cash, particularly for tips(or for those airport carts for your luggage), small purchases, or places that might have minimum spending requirements for card transactions.<\/p>\n
Cuba:<\/h3>\n
Cuba operates with cash. The CUP (Cuban pesos) are the local currency however, you will see that in most places they will take both U.S. dollars and Euros. Don\u2019t try to use an exchange rate app to understand the exchange, there seems to be no concrete exchange rate. It is advised to exchange some money to get the local currency. Do this with your guide or at your hotel. But perhaps not more than either $100 or 100 euros. When you pay in either dollars or euros, you may receive back dollars or pesos as change. Do note that there are bank machines but you\u2019re better off having the cash with you already.<\/p>\n
African countries:<\/h3>\n
This is a big continent and we won\u2019t even pretend to know all the ins and outs of every country but just covering a few:<\/p>\n
In African countries like Egypt, Morocco, Tanzania, South Africa, Namibia, Ghana, Nigeria, and Senegal, cash remains the primary mode of payment. While major cities may have ATMs and card acceptance in some places, it’s essential to carry cash, particularly when traveling to rural areas, local markets, and for transportation.<\/p>\n
<\/h3>\n
New Zealand and Australia:<\/h3>\n
Both New Zealand and Australia have a high level of card acceptance. In major cities and tourist destinations like Auckland, Wellington, Sydney, and Melbourne, cards are widely accepted. However, it’s still advisable to carry some cash, especially for smaller establishments, local markets, and public transportation where cash payments are more common.<\/p>\n
Thailand, Vietnam, and Laos:<\/h3>\n
In popular tourist destinations like Bangkok, Ho Chi Minh City, and Luang Prabang, card acceptance is widespread, particularly in hotels, upscale restaurants, and larger stores. However, it’s recommended to carry cash for street food, small shops, and local markets, where cash remains the preferred mode of payment.<\/p>\n
One of my personal experiences in Thailand with ATMs which are prevalent outside all convenient stores, is that unlike the machines I was used to in France and Spain, you received the money before your card came out. Being so used to getting my card first before it gave me the money, I mistakenly left without my card. Most machines will swallow your card and you need to call the machine\u2019s owner or the bank to get it back. This can be a pain so be vigilant when using ATMs (anywhere). I have indeed once stood vigil at an ATM machine waiting for someone to come and release my card, not only in Asia but also in Europe.<\/p>\n
Cash Recommendations:<\/h3>\n
It’s advisable to carry a mix of larger and smaller denominations to accommodate various expenses and prevent difficulties in making change. This is not always easy to obtain and ATMs tend to give larger tender.<\/p>\n
Carrying a small amount of cash in the local currency of your destination is beneficial for immediate expenses upon arrival and as a ‘just-in-case’ measure.<\/p>\n
Be mindful of safety and security while carrying cash. Use secure money belts or pouches and avoid displaying large amounts of money in public.<\/p>\n
When traveling, the need for cash varies from country to country and even within different regions of the same country. While card acceptance is increasing globally, having some cash on hand is still important, especially for smaller establishments, local markets, and rural areas. Consider a combination of cash and cards, research the specific destinations you plan to visit, and adapt your approach accordingly. By being prepared and informed, you can ensure a smooth and enjoyable travel experience while managing your finances effectively. If you have either Apple Pay or Google Pay, you will also find that you can use your phone to pay in many establishments.<\/p>\n
What have been some of your experiences while traveling? Let us know in the comments![\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_pinterest el_id=”pinterest”][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=”22083″ img_size=”full”][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"
When embarking on a journey as a tourist, one of the key considerations is how to manage your finances effectively. Should you carry large amounts of cash, rely on cards, or a combination of both? In this blog post, we will delve into the necessity of carrying cash when traveling to various destinations, including France, Spain, Italy, the United States, Tbilisi (Georgia), Morocco, Cuba, African countries, New Zealand, Australia, Thailand, Vietnam, Laos, and Portugal.<\/p>\n","protected":false},"author":2,"featured_media":22083,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","footnotes":""},"categories":[16,746],"tags":[],"class_list":["post-22082","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-blog-posts","category-blog-post-2023"],"yoast_head":"\n
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